INVESTMENT MANAGEMENT PROCESS
At Chemical Bank Wealth Management we recognize that investment management is an integral component in the overall success in achieving one’s financial goal. Wealth Management’s objective is to produce long-term investment results reflective of the client’s risk tolerance.
Our investment management process is built around this investment objective. Chemical Bank employs a top-down investment discipline which is known as the “Pyramid of Investing.” This “Pyramid of Investing” represents a disciplined and organized approach to managing our client’s investments.
The investment management process consists of five steps each interrelated with the other. The five steps in the process are:
- Create an investment policy statement
- Establish an economic overview
- Determine an appropriate asset allocation
- Identify investment alternatives
- Provide ongoing evaluation