By selecting Chemical Bank for your mortgage, you are choosing to work with a financially sound community bank that is dedicated to helping you fulfill your dreams of homeownership. Our mortgage professionals live and work in our communities, and believe in creating an experience for our customers that is enjoyable, valuable and memorable.
Kathy Perkins
Mortgage Officer
NMLS#: 533600
Bay County

My name is Kathy Perkins and I am a Mortgage lender in Chemical Bank’s Bay City office. I have been with Chemical Bank for over 24 years and in the mortgage industry for over 23 years.

I create an exceptional experience for my customers by offering a wide variety of Mortgage Products that will best fit their needs. Assisting them from beginning to end, stopping whenever necessary to address a concern or answer a question. I want to make my customer's dreams become a reality, whether it be a first home, second home, or just a great rate on an existing home. I want their experience to be one that they would love to do over again.

I am experienced in Conventional 1-4 family loans, FHA loans, RD loans, MSHDA loans, Construction projects, First time home buyer education, Vacation and investment loan financing, Lot loans and Services for Realtors I help customers in Bay County.

I am involved with Bay County Habitat for Humanity