Business Banking - Checking Accounts

       Order Checks
Order Business Checks and Forms

At Chemical Bank, we offer a variety of accounts to meet the needs of our commercial customers from checking and money market accounts to cash management programs. Our experienced representatives will help you select the accounts that are best for your business. The features of our business checking accounts can be found by clicking on the following menu items.

The regular business checking account is a popular checking account offered by Chemical Bank. It is a non-interest bearing checking account with an earning credit feature.

Benefits of a Business Checking Account:

  • Monthly Statement
  • No minimum balance required
  • Electronic banking available
  • Debit Card featuring Preferred Rewards available
  • Night deposit service available

The Business Checking II account is a popular checking account offered by Chemical Bank. It is a non-interest bearing checking account with an earning credit feature. This account is designed to assist businesses with multiple locations to sweep funds out on a regular basis to a corporate account outside of Chemical Bank.

Benefits of a Business Checking Account:

  • Monthly Statement
  • No minimum balance required
  • Electronic banking available
  • Night deposit service available

Business Interest Checking is a special account that combines the benefits of a checking account with the earning power of a savings account.

Benefits of a Business Interest Checking Account:

  • Competitive rates of interest
  • Funds are accessible
  • Monthly statement and notice detailing charges and interest earned
  • Electronic banking
  • Stop payment service
  • Night deposit service
  • FDIC insured

A high yield tiered checking account, the Business Interest Checking Plus combines the benefits of a checking account with the high yield earnings of a short-term money market account.

Features of a Business Interest Checking Plus Account:

  • High yield earnings of a short-term Money Market account
  • Funds are accessible
  • Electronic banking
  • Stop payment service
  • Night deposit service
  • FDIC insured

The Interest on Lawyer Trust Account (IOLTA) is an interest bearing checking account that pays a highly competitive rate based on market conditions. With this account, you will experience the convenience of a checking account while earning interest for the Michigan State Bar Foundation.

The IOLTA allows you to access your account 24 hours a day, 7 days a week. You can easily view your information and perform many banking functions via touch-tone phone or by using our online banking system. Each month you will also receive a financial record of all the activity on the account which will simplify account reconciliation.

This checking account allows you to save your clients more money because there are not any per item charges. It will also provide you with peace of mind knowing your funds are FDIC insured.

Repurchase Agreements