Business Banking

The right business connections can help you be successful. That's why it's important to partner with the right people - people you can trust, who listen to what you need, and who realize how important your business is to you and the community.

With our expertise and advice, along with a wide range of products and services such as business checking and cash management services, employee benefit plans, and loans and credit options, we can help you meet your financial goals.

Click on one of the links below for more information.

Chemical Bank offers competitively priced deposit products for businesses. No matter the size of your business, we have a product to fit your needs. Whether you run a small business and access your funds with a check or debit card, or have a larger business with complex cash management needs, one of our experienced business bankers will help you find a product suited for your needs.

Whether you are responsible for every facet of school business or administering your Municipality, Chemical Bank can simplify your banking with our top-notch financial solutions. We have a wide range of services that can be tailored to fit the needs of your school or Municipality.

Finding a loan to meet your needs can be complex. From a loan to expand your business, to a loan to finance the purchase of new equipment, Chemical Bank's experienced lending professionals will work with you to understand your needs and find a loan that will help you meet your business objectives.

At Chemical Bank, we want to be your financial services partner and help you achieve your short-term and long-term financial goals. That's why, when you find it necessary to borrow money to start a new business, expand your operation or take advantage of an investment opportunity -- we're here to help.

As a long established community bank, we have lending capabilities to meet credit and loan needs of businesses within the communities we serve. Our knowledgeable and professional staff is ready to discuss all of our loan options with you, including Small Business Administration (SBA) loans.

Let us help you construct a loan package that's right for you -- visit or call any Chemical Bank Location for more information on our loan options.

Chemical Bank's online banking for businesses is designed to save you time and money. Get up-to-the-minute information about your business accounts while enjoying the convenience of accessing these accounts when it is suits your schedule.

Treasury Management Services
Merchant Services

Business Edition® Card and Business Edition® with Rewards

Ideal for small businesses who want to improve cash flow,
separate business and personal spending and earn rewards for purchases.

Commercial Edition®

Effectively manage travel & entertainment and procurement expenses.

Purchasing Edition®

Create purchasing efficiencies and reduce costs.

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Business Trust Services

Use these calculators to figure out how much interest you would earn on your deposits, or to determine how much your monthly payments would be for a loan.

Do you manually process your customer payments? Or is the cost to upgrade your existing equipment too expensive? Chemical Bank has a practical, cost-saving option for you to consider. Chemical Bank’s lockbox processing provides payment processing services at a competitive price, using the most advanced image-based remittance system available. It doesn’t matter the size of your company or the number of payments you process, we have a solution well suited to your business needs.

The Advantages of Lockbox Services

Chemical Bank’s lockbox processing service will provide you with faster payment collection and a streamlined approach to payment processing for improved cash flow. Our lockbox services include a multi-step process by which check payments are received, imaged and deposited for the benefit of your company. Because we use an image-based processing system, your payment information is available for viewing online by the end of each business day, providing you with a fast and convenient way to view your daily receipts and reports.

Highlights include:

  • Same day deposit
  • Lower processing cost
  • Improved cash flow
  • Reduced overhead
  • Comprehensive audit trail
  • Easy access to data either online or via CD ROM
  • Increased accuracy

Who Can Benefit?

Companies that can benefit from our lockbox services are those who process payments manually, have an in-house system or those who are already using a lockbox service. Examples of potential lockbox users include property management companies, insurance companies, hospitals, telephone and cable companies, universities and charitable organizations, to name a few.

When you partner with Chemical Bank you don’t have to worry about your payment collection. That’s why we are here. Contact us for more details regarding our lockbox solution. We’re ready to handle your payments today.

Self - Made In Michigan. Business Banking