Residential Mortgage Loans

You have been thinking about buying a new home and are now ready to make your next move.

Chemical Bank's Mortgage Pre-Approval Program is designed to make the entire borrowing process much easier and quicker for you. For a nominal fee (approximately $40) which may be applied toward closing costs at Chemical Bank, you will have the security of not only knowing how much you can spend on your new home while you are house-hunting, but you will also be pre-approved for a specific loan amount with Chemical Bank.

With our Mortgage Pre-Approval Program, you will receive a Certificate of Mortgage Approval indicating that you are pre-approved for a mortgage loan with Chemical Bank for 60 days. This certificate is a very valuable tool for a homebuyer, as it can be presented to a seller or realtor as evidence of your ability to obtain the necessary financing. It will also ensure a much quicker loan process, since the preliminary approval steps have already been completed.

Just stop in or call any Chemical Bank Location for a personal consultation to find out more about our Mortgage Pre-Approval Program, and how you can finance your dream home.

If you are interested in discussing your different financing alternatives, Chemical Bank has a program for you! Click here for more information on our Pre-Qualification Service.