- No minimum balance necessary
- Competitive earnings credit based on market conditions1
- Maintain a minimum balance of $1,000 during the month with no check or deposit activity
- $10.00-per-month maintenance fee is waived if the requirements above are met
- FREE Online Banking and Voice Banking service
- FREE Monthly Electronic Statements
- Monthly paper statements available for $3.00 per month
- Night Deposit and Stop payments services available
- FDIC Insured
Recommended Products and Services
Enhance your Business Checking Account with features such as:
Why should I have a Business Checking Account?
Chemical Bank's Business Checking Accounts are designed to help your business succeed in every way possible. We offer a variety of checking accounts with great benefits that will help your business earn more and increase your bottom line.
What is Chemical Bank's FREE Preferred RewardsSM Debit Card?
You can use your Chemical Bank Debit Card to get cash at any of Chemical Bank's ATMs and everywhere MasterCard® Debit Cards are accepted worldwide. An additional benefit of a Chemical Bank Debit Card is the Preferred Rewards program. By enrolling in Chemical Bank's FREE Preferred Rewards program and using your Debit Card to make everyday signature purchases, you will earn points redeemable for gift cards, brand name merchandise and more!
While earning Preferred Rewards Points, you will also begin to receive offers from our new MI Rewards program. Based on the way you shop, you'll receive money-saving deals and discounts tailored just for you! Whether you’re looking for deals on food, apparel, housewares or travel items, our new MI Rewards program gives you a convenient way to save.