Merchant Services

Chemical Bank would like to help your business succeed in every way possible. That is why we have partnered with Express Merchant Processing Solutions powered by First Data®, a leader in payment processing solutions, to offer you easy and affordable payment processing solutions to meet today's consumer demands.

Fast access and improved efficiency. All standard with our payment processing solution.

  • Visa®, MasterCard®, Discover® Network and American Express® - all organized onto one statement.*
  • Quick access to your account anywhere, anytime with Online Reporting.
  • Choose from a wide variety of advanced credit card processing technology including wireless, Internet and PC-based options.
  • Innovative payment options for credit cards, pin-based debit, gift cards, electronic check acceptance and more.

Credit Card Processing

Offer your customers more payment options by accepting credit cards including Visa®, MasterCard®, Discover® Network, American Express®, Diners Club® and JCB®.

Debit Cards

Personal Identification Number (PIN) based and signature based debit transactions are the fastest growing form of electronic payment. This method of payment is convenient for your customers and offers you reduced fraud, faster checkout times and higher ticket averages.


Accepting cards is easy for you and your customer with First Data's innovative merchant card processing solutions. Whether you need a wireless solution or one integrated with your PC, we have the equipment to help your business.

Gift Cards

Build your brand and increase your sales with gift cards. Gift cards bring in new customers and gift card customers tend to spend more than just the value of the gift card.

Electronic Check Conversion

Minimize returned checks by turning a paper check into an electronic purchase at the point of sale using TeleCheck Electronic Check Acceptance®. Electronic checks are deposited directly into your account within 48 hours.

eCommerce Solutions

Whether it's a standard dial-up, high-speed IP or wireless terminal, we provide the most-advanced equipment available. Our software solutions make it easy for you to accept electronic payments over the Internet.

Transaction Security

The security of the Chargeback Defense System is one of the industry’s most accurate for processing chargeback investigations.

For more information on payment processing services, click here for information, call 1-866-901-0321, or visit your local branch.

PCI Compliance
Important information for Chemical Bank merchant processing companies is now available. Please click here to learn more.


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