Experience the revolutionary debit card that rewards you for making everyday purchases and paying bills.

Reward Features

  • Preferred RewardsSM: Getting your Preferred RewardsSM is easy and free! 
    • No enrollment or annual fees
    • 2,000 instant bonus points just for signing up and using your debit card
    • Bonus points posted after performing your first signature transaction1
    • Redeem your Rewards whenever you are Ready - (must be enrolled) to check your point balance or to redeem your points, click here or call the Preferred RewardsSM Redemption Service Center at (800) 790-0814. Reward Points carry a 5-year expiration limitation based on the month in which they were earned.
To enroll in this program for the first time, or with an existing Debit Card, simply  contact your local branch. You may also contact our Customer Care Center toll free at (800) 867-9757.
  • Free Savings with MI Rewards: While using your Chemical Bank Debit Card for every day transactions and earning Preferred Rewards Points, you’ll begin to receive offers from our new MI Rewards program. Based on the way you shop, you’ll receive money-saving deals and discounts tailored just for you.
    • Log in today to the Preferred Rewards site and click on the "MI Rewards" button to see your MI offers. Whether you’re looking for deals on food, apparel, housewares or travel items, our new MI Rewards program gives you a convenient way to save.