- Chemical Bank
- Personal Banking
- Card Options
- Checking and Savings Options
- Online & Mobile
- Business Banking
- Cash Management
- Merchant Services
- Card Services
- Electronic Solutions
- Automatic Sweeps
- Investment Sweeps
- Governmental Banking
- Purchase Other Real Estate
- Wealth Management
- For Individuals
- Investment Management
- Trust and Estate Services
- IRA Services
- Private Banking
- Chemical Financial Advisors
- For Businesses
- For Non-Profits
- For NW Bank Clients
- Wealth Matters
- For Individuals
- About Chemical Bank
- Security Center
- Contact Us
- Privacy Statement
- Terms and Conditions
- Mortgage Loan Calculator
- Mortgage: Rent Vs Buy Calculator
- Car Loan Calculator
- Business Checking Estimated Cost Calculator
- Compound Savings Calculator
- Future Value Calculator
- Home Budget Analysis
- Mortgage Comparison: 15 Years vs. 30 Years
- Required Minimum Distribution (RMD)
- How long will my retirement savings last?
- Agreements and Disclosures
This checking account will allow you to earn interest on your daily balances and provides you with great benefits.
Start receiving more from your checking account by signing up for Advantage Checking!
Maintain a minimum balance of $1,000 or average monthly balance of $1,500
No $7.00-per-month service charge if you maintain the minimum balance
- Service charge fee will also be waived if you maintain an MI Savings account or an aggregated balance of $10,000 in other Chemical Bank deposit accounts
Interest paid monthly on all balances over $0.01 (Consult your local Chemical Bank branch for current rates.)
Variable interest rate based on market conditions
A variety of Statement options to meet your needs
- Statements are sent monthly based on the activity of your account
FREE Mobile Banking**
$.50 for Mobile Remote Deposit Capture (Get this service FREE by signing up for our Green Checking Account)
Discount on loan rate with direct debit†
Recommended Products and Services
- FREE Preferred RewardsSM Debit Card
- FREE ATM Card
- Direct Deposit
- Mobile Banking
- ePersonal Online Banking with eStatements
What is tiered interest?
With tiered interest, you will earn a higher rate of interest as you deposit more money!
INTEREST RATE TIERS FOR THIS ACCOUNT:
$0.01 - $9,999
$10,000 - $24,999
$25,000 and Over
*Consult your favorite Chemical Banker for current rates on the tiers listed above.
What is Chemical Bank's FREE Preferred RewardSM Debit Card?
You can use your Chemical Bank Debit Card to get cash at any of Chemical Bank's ATMs and everywhere MasterCard® Debit Cards are accepted worldwide. An additional benefit of a Chemical Bank Debit Card is the Preferred Rewards program. By enrolling in Chemical Bank's FREE Preferred Rewards program and using your Debit Card to make everyday signature purchases, you will earn points redeemable for gift cards, brand name merchandise and more!
What is ePersonal Online Banking?
ePersonal Banking with eStatements is a FREE service that helps you manage your finances online. Whether you are at home, at work or on the road, Chemical Bank is here for you 24 hours a day, 7 days a week - anywhere an Internet connection is available.
Speak with a bank representative for additional fee details; **Deposit restrictions may apply, ask a Representative for details; †Subject to application and approval.