Chemical Bank's traditional checking account. Classic Checking features a low minimum balance requirement, no check writing limitations and no per-check charge. Best of all, you can conveniently manage your finances and pay bills online anytime, anywhere with our eBillPay service!


  • FREE ATM transactions at Chemical Bank ATMs
  • FREE unlimited Debit Card transactions
  • FREE eBanking and Voice Banking service
  • FREE unlimited eBill payments
  • A variety of Statement options to meet your needs
    • Statements are sent monthly based on the activity of your account

Recommended Products and Services

We recommend adding the following products and services to enhance your Personal Checking account:
  • FREE Preferred RewardsSM Debit Card
  • FREE ATM card
  • Direct Deposit
  • Mobile Banking
  • ePersonal Online Banking with eStatements

Ask Us!

What is considered a low-minimum balance?

There is no initial balance required to open the account, and you will have 30 days to achieve and maintain a $500 minimum balance.

What is eBillPay?

eBillPay allows you to conveniently and securely pay bills online without having to write a check.

What is Chemical Bank's FREE Preferred RewardsSM Debit Card?

You can use your Chemical Bank Debit Card to get cash at any of Chemical Bank's ATMs and everywhere MasterCard® Debit Cards are accepted worldwide. An additional benefit of a Chemical Bank Debit Card is the Preferred Rewards program. By enrolling in Chemical Bank's FREE Preferred Rewards program and using your Debit Card to make everyday signature purchases, you will earn points redeemable for gift cards, brand name merchandise and more!