Chemical Bank’s Debit Cards are the most versatile cards ever! More than just getting cash when you need it, our Debit Card can be used to make purchases safely and conveniently worldwide with added shopping and security benefits.

INTRODUCING CHEMICAL BANK'S NEW CHIP CARD: As part of Chemical Bank's continued dedication to the security and protection of our Debit Cardholders, we are excited to announce our upcoming Debit Card, which includes Chip Technology. To learn more, please click here.

Reward Benefits

  • Preferred RewardsSM Enroll today and begin earning points for everyday signature-based purchases to be redeemed for valuable merchandise, dining, shopping, travel and entertainment. To enroll in this program for the first time, or with an existing Debit Card, simply contact your local branch. You may also contact our Customer Care Center toll free at (800) 867-9757.
  • MI Rewards offers tailored just for you for additional savings.  Log into Preferred Rewards and click on the MI Rewards button.

Stop in today at any Chemical Bank office near you for a Debit Card application, and then begin enjoying quick, convenient, 'anytime' banking.


For Lost or Stolen Debit Cards contact:

Weekdays, 8AM - 5PM ET: (866) 600-5878

Weekends and after business hours: (800) 236-2442

Ask Us!

How do these cards work with my Chemical Bank Checking Account?

All transactions will post directly to your checking account and you will have a detailed description of where and when the transaction was done.

What are the security protection features of Chemical Bank’s Debit Card?

Your security is our top priority, and Chemical Bank’s Debit Card comes equipped with protection features such as:

  • MasterCard® Global ServiceTM–Provides you with worldwide, around-the-clock customer assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance.  
  • MasterCard® Zero Liability1–Protects you against unauthorized purchases on your card should it be lost or stolen.
  • MasterCard® SecureCodeTM–Protect your card with your own personal password so only you can make purchases. Registration is free and easy, call 800.867.9757.

What other benefits can the Debit Card provide me with?

With your Debit Card, you can take advantage of these great benefits as well:

  • Extended Warranty Insurance2–Doubles the time period and duplicates the coverage of the original manufacturer’s or U.S. store brand warranty on new products for a maximum of one year.

  • Price Protection3–Guarantees you the best price on new products purchased with an eligible card by providing a refund on the difference, if you find a lower price within 60 days of purchase.

  • Satisfaction Guarantee4–Provides up to $250 per new product, if you become dissatisfied with a merchant’s product within 60 days of purchase and they will not accept a return.