Current Home Purchase Rates

As of

 Rate*APR*Estimated Monthly Payments*
Fixed Rate
15 Year Fixed3.375%3.5155%NumberRateAmount
30 Year Fixed4.125%4.2182%NumberRateAmount


5/1 ARM3.500%3.4246%NumberRateAmount

Today's Rates - Important Disclosures

Mortgage Rate Page Disclosures

  • Information displayed is accurate as of the date of the latest update and is subject to change without notice. Loan pricing can only be locked through a Chemical Bank Mortgage Banker. Other restrictions may apply.
  • The displayed Annual Percentage Rates (APRs) reflect the interest rates, total points (if applicable), and additional estimated pre-paid finance charges for the loan products shown, but do not include other closing costs.
  • For loans with less than 20% down payment borrower-paid mortgage insurance may apply.
  • Mortgage rates shown are based on a 45-day lock for the purchase of a primary residence. Length of the rate lock may be different for other loan programs.
  • These mortgage rates and rate-lock period apply only in certain conditions.
  • Rates are based on the borrower’s credit score.
  • All offers subject to credit approval.

Adjustable Rate Mortgages (ARMs)

  • On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires.
  • For conforming and jumbo ARM interest rates, at adjustment your new mortgage rate will be the weekly average yield on a U.S. Treasury Security adjusted to a constant maturity of one year, plus a margin of 2.75% subject to annual and lifetime adjustment caps.

*APR and Monthly Payment

The APR and Monthly Payment calculation is based on a loan amount of $100,000.00 for the purchase of an owner occupied property. The APR shown for Adjustable Rate Mortgages (ARMs) may be increased or decreased after consummation.