There really is no place like home. At Chemical Bank, we can make you just as comfortable financing your home as you are in it. We’ll take care of you through every step of the process. We’ll help you make the most of every opportunity and find the right solution for your needs. We have a number of mortgage options. Let us design a program that’s right for you!

Types of Chemical Bank Mortgage Loans

TypeDescription
ConventionalFixed and adjustable rate programs for mortgages less than $417,000
RD (Rural Development)Formerly the Farm Home Administration - 100% financing options for certain properties
FHALow down payment options available to assist borrowers in buying or refinancing a home
MSHDAState housing agency loans with below market interest rates for those who qualify based on income.
ConstructionFixed and adjustable rate programs for those building with a licensed contractor.
Lot LoansFinancing terms available for buildable lots less than 10 acres
Etc/OtherCall your nearest Mortgage lender for additional options available from Chemical Bank

Home Purchase Rates

 RateAPR
Fixed Rate*  
15 Year Fixed3.25%3.3610%
30 Year Fixed4.00%4.0939%
ARM*  
5/1 ARM3.250%3.2013%

*Assumes no Points. Click for Details of Terms