This is a great account for anyone who is just starting to save! You can save as much as you want, earn interest, and still have easy access to your money whenever you need it.*  


  • Maintain a minimum balance of $300

    • No $3.00-per-month maintenance fee if you maintain the minimum balance

  • Interest paid monthly on all balances over $0

    • Consult your local Chemical Bank branch for current rates
  • A variety of Statement options to meet your needs

    • Statements are sent quarterly, or monthly based on the activity of your account

  • FREE Online Banking and Voice Banking service

  • FREE Mobile Banking**

  • Discount on loan rate with direct debit

Recommended Products and Services

Enhance your Personal Savings Account with features such as:

Ask Us!

Is this account right for me?

This account is excellent for anyone who is “new” to savings and wants to earn interest.

Can I access my account with Mobile Banking?

Absolutely! Our easy-to-use Mobile Banking system will provide you with convenient and secure access to your savings account information by allowing you to transfer funds, check account balances, view history, make bill payments, set alerts and deposit checks – all from the palm of your hand!

Why do I need a savings account?

A savings account is a great way to increase your money! Chemical Bank offers many Personal Savings Account options that will help you earn more and save time so you can reach your financial goals faster.