Chemical Bank offers competitive rates on a variety of products designed to fit your needs. From CDs, to IRAs, to checking and Savings products, Chemical Bank has a product that is right for you.

For your convenience, we have provided a sampling our current rates on this page. For more detailed information, please visit your local office, or call our Customer Support Center at (800) 867-9757.

Certificates of Deposit

Time PeriodInterest RateAnnual %
Yield (APY)
12 Month Add-On*0.40%0.40%
15 Month0.40%0.40%
18 Month0.50%0.50%
24 Month0.50%0.50%
25 Month - SPECIAL1.05%1.05%
30 Month0.55%0.55%
36 Month Raise-Your-Rate**0.90%0.90%
48 Month Raise-Your-Rate**1.19%1.20%
60 Month Raise-Your-Rate**1.49%1.50%

APY = Annual Percentage Yield. Rates effective as of

$100 minimum deposit required. Fees may reduce earnings on the account. A penalty may be imposed if funds are withdrawn early. Rates subject to change.

*Additional deposits of at least $100 allowed until maturity date.

**Raise-Your-Rate option available once during the initial term.

Individual Retirement Account

Time PeriodInterest RateAnnual %
Yield (APY)
6 Month - Variable0.15%0.15%
9 Month0.25%0.25%
12 Month0.40%0.40%
15 Month0.40%0.40%
18 Month0.50%0.50%
24 Month0.50%0.50%
25 Month1.05%1.05%
30 Month0.55%0.55%
36 Month Raise-Your-Rate*0.90%0.90%
48 Month Raise-Your-Rate*1.19%1.20%
60 Month Raise-Your-Rate*1.49%1.50%

APY = Annual Percentage Yield. Rates effective as of

$100 minimum deposit required. Fees may reduce earnings on the account. A penalty may be imposed if funds are withdrawn early. Rates subject to change.

*Raise-Your-Rate option available once during the initial term.

Advantage Checking

Deposit AmountInterest RateAnnual %
Yield (APY)
Less than $10,0000.05%0.05%
$10,000 to $24,9990.05%0.05%
$25,000 and Over0.05%0.05%

APY = Annual Percentage Yield. Rates effective as of

Fees may reduce earnings on the account. Rates subject to change.

MI Savings Account

Deposit AmountInterest RateAnnual %
Yield (APY)
Less than $5,0000.05%0.05%
$5,000 to $9,9990.05%0.05%
$10,000 to $24,9990.05%0.05%
$25,000 to $49,9990.05%0.05%
$50,000 to $99,9990.05%0.05%
$100,000 and over0.05%0.05%

APY = Annual Percentage Yield. Rates effective as of

Fees may reduce earnings on the account. Rates subject to change.

Money Market

Deposit AmountInterest RateAnnual %
Yield (APY)
Less than $10,0000.05%0.05%
$10,000 to $24,9990.05%0.05%
$25,000 to $49,9990.05%0.05%
$50,000 to $99,9990.10%0.10%
$100,000 and over0.10%0.10%

APY = Annual Percentage Yield. Rates effective as of

Fees may reduce earnings on the account. Rates subject to change.

Premier Money Market

Deposit AmountInterest RateAnnual %
Yield (APY)
Less than $10,0000.00%0.00%
$10,000 to $49,9990.05%0.05%
$50,000 to $99,9990.10%0.10%
$100,000 and over0.10%0.10%

APY = Annual Percentage Yield. Rates effective as of

$35,000 minimum deposit required. Fees may reduce earnings on the account. Rates subject to change.